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Takaio

Takaio

Privacy Policy

Last updated: January 2026

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Overview

Takaio respects your privacy. This Privacy Policy explains how information is collected, used, and protected when you use the Takaio iOS application (“the App”).

Takaio is designed to be a privacy-first expense tracking app. We do not sell your data, do not run ads, and do not track you across apps or websites. Your financial data belongs to you and is used only to provide the core functionality of the app.

Information We Collect

1. Account Information

  • Takaio uses Sign in with Apple for authentication.
  • When you sign in, we receive a unique user identifier from Apple.
  • Depending on your Apple settings, we may also receive your name and email address.
  • Authentication is handled using Firebase Authentication.

We do not create or manage passwords ourselves.

2. Expense & Financial Data

The app stores the data you explicitly enter, including:

  • Expenses (amount, date, payee, category, payment method, notes)
  • Categories and monthly budgets
  • Payment methods
  • Selected currency
  • Analytics timestamps (e.g., reset date)

This data is stored securely using Firebase Firestore and synced only to your account.

3. Local Storage

Some data is temporarily stored locally on your device to:

  • Improve performance
  • Support offline access
  • Preserve state between app launches

Local data is cleared when you sign out or delete your account.

How We Use Your Information

Your data is used only to:

  • Display and manage your expenses
  • Generate summaries, budgets, and analytics
  • Sync data securely across sessions and devices
  • Export your data when you request it

We do not use your data for advertising, profiling, or analytics beyond what is required for app functionality.

Data Sharing

Takaio does not sell, rent, or share your personal or financial data with third parties.

Your data is only shared with:

  • Apple, for authentication (Sign in with Apple)
  • Firebase (Google), as a secure backend service provider for authentication and data storage

These services are used strictly to operate the app and are not permitted to use your data for their own purposes.

Data Retention

  • Your data is retained only while your account exists.
  • If you delete your account, all associated data is permanently deleted from our servers.
  • You may also export your data at any time in CSV format.

Account Deletion

You can delete your account directly from within the app.

When you delete your account:

  • All expenses, categories, payment methods, and related data are permanently removed
  • Authentication credentials are deleted
  • The action cannot be undone

Security

We take reasonable measures to protect your data, including:

  • Secure authentication via Apple and Firebase
  • Encrypted data transmission
  • Restricted access to backend services

However, no system is 100% secure, and we cannot guarantee absolute security.

Children’s Privacy

Takaio is not intended for use by children under the age of 13. We do not knowingly collect personal data from children.

Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access your data
  • Export your data
  • Request deletion of your data

All of these actions can be completed directly within the app.

Changes to This Policy

This Privacy Policy may be updated from time to time. Any changes will be reflected on this page, with the updated date shown at the top.

Contact

If you have questions, concerns, or requests related to privacy, you can contact us at:

Email: takaio@abrarnasir.com